About Us


We believe that both Money and Time hold great value for the economically weak. At times, the latter becomes more critical for those who are self-employed; work on daily wages and for extended hours.

  • It is this unbanked Segment that is at a greater risk of parting with their money forever at the hands of unscrupulous Agents and failure of Weak Financial Services Entities operating in their area. In our opinion the entire value chain needs to be strengthened with same means as adopted by robust Banks but at affordable costs preferably payable ‘as you go’


Our activities

We are a low cost IT Solutions and Services Company having :

  • Core Accounting Platform for Cooperative Credit and Micro Finance Entities
  • Front End Applications for Account Opening
  • Micro ATM and Third Party Sales and Services

Aggregation of Mass off-take Services on special terms and CSP Network close to the Economically Backward Masses


Security & Controls

  • Sharing technology Dividend with all Stakeholders
  • Terminal Application works with private tunnel like VPN
  • SMS Alerts for Transactions as well as Balance Details
  • Credit Limit for Collection Agents
  • Dual Authentication for Debit card transactions
  • User blocking facility
  • User device mapping


We are a Team of 60 young, enthusiastic, talented and motivated Programmers, Business Development Specialists and Customer Care Professionals


Set Up

  • Our Corporate Office is at Andheri while the Development & Customer Care set up is at Virar, an extended Suburb of Mumbai
  • We have Local support Executives at 14 prominent locations across India

The Management

  • Ashutosh Samant, Managing Director

    Technocrat with 15+ years of experience in IT industry. He has designed many National & International level ERP systems. He also heads Group technology team.

    Feel free to connect at ashutosh@copass.cc
  • Sandeep Pimple, Director

    He has International Experience in Turn Key Projects Management. He also heads Group project team & is managing Director of RuPASS Technology, the Banking Services arm of the UPASS Group

  • Gulabrao Thorave, General Manager

    Vast experience in Banking as well as Co-Operative Sector. He has 30 years experience of working in Mumbai District Central Co-Operative Bank Ltd.

  • Ravindra Deshmukh, (Advisor) (Managing Director – UPASS)

    He has 38 years of experience Media, Banking & ITES. He leads UPASS Group.