We believe that both Money and Time hold great value for the economically weak. At times, the latter becomes more critical for those who are self-employed; work on daily wages and for extended hours.

• It is this unbanked Segment that is at a greater risk of parting with their money forever at the hands of unscrupulous Agents and failure of Weak Financial Services Entities operating in their area. In our opinion the entire value chain needs to be strengthened with same means as adopted by robust Banks but at affordable costs preferably payable ‘as you go’

We are a low cost IT Solutions and Services Company having :

• Core Accounting Platform for Cooperative Credit and Micro Finance Entities
• Front End Applications for Account Opening
• Micro ATM and Third Party Sales and Services

Aggregation of Mass off-take Services on special terms and CSP Network close to the Economically Backward Masses

• Sharing technology Dividend with all Stakeholders
• Terminal Application works with private tunnel like VPN
• SMS Alerts for Transactions as well as Balance Details
• Credit Limit for Collection Agents
• Dual Authentication for Debit card transactions
• User blocking facility
• User device mapping

We are a Team of 60 young, enthusiastic, talented and motivated Programmers, Business Development Specialists and Customer Care Professionals

• Our Corporate Office is at Andheri while the Development & Customer Care set up is at Virar, an extended Suburb of Mumbai
• We have Local support Executives at 14 prominent locations across India

The Group Consists of 3 Entities and Brands namely

• CoPASS (Community Online) caters to the CBFI Sector providing both Back-end and Front-end Solutions
• UPASS (Universal Process Automation Solutions & Services)
  • This is the Core Technology Platform Development and Services Support for the Group
  • UPASS has direct Customer relationships in Telecom, Banking, Cable TV & Logistics Space and also incubates new APPs
• RuPASS is the Retail Financial Transaction Management, Remittances and Stored Value i.e. Prepaid Card Brand

• Mr. Anil L. Jadhav

  Co-operative Specialist

  35+ years experience in co-operative sector.
  25+ years experience in information technology filed.
  Pioneer to start software company for co-op. credit society ltd.
  Promoter - Mentor for major state & multi state co-op. society.
  Ex Chairman & Director of The Sarvodaya Co-Operative Bank Ltd.
  Secretary in Maharashtra Rajaya Bigar Krushi Sahakari Patsanstha Federation Ltd.

• Mr. Ashutosh Samant

  IT Professional

  Overall 22+ years of experience in information technology covering experience in Oracle,
  VC++, MySQL, Dot Net, J2ME, MS SQL.
  Experience in delivering I.T. solutions for Public, Banking, Telecom, CBFS, Gaming sector.
  Credit to implement first cloud for CBFI (Community Based Financial Inclusion) sector.
  Expertise in building Realtime Transaction Management System (RTLS) with mobility solution.

• Mr. Satishkumar Rao

  Banking Specialist

  22+ years experience in banking sector.
  Part of core start up team of HDFC Bank and YES Bank.
  Head of Technology & Operations for United Overseas Bank, Singapore.
  
  Masters in Financial Management and industry speaker at various banking and international forums.

• Mr. Saju Thekkottu

  Technology Specialist

  25+ years of experience in Project Management, Architecture Design, Technology
  Integrations, Data Analytics - BI Tools and Business Process Implementations
  20+ years Overseas experience in Development and Implementation of ERP systems for
  East & Central Africa
  Excellent people management, mentoring skills with the ability to train and motivate cross cultural
  teams in optimizing their abilities in product delivery.

• Mrs. Archana Jadhav

  Business Process Reengineering Expert

  25+ years experience in Co-operative sector.
  Chairman of Sakhi Multi State Co-Operative Credit Society.